Create your own community bank.
Monetise your ideas. Build your reputation on-chain.

Access under-collateralised credit based on trust

Try it onMainnetorRinkeby

Undercollateralised loans

Take up to 2x from your collateral

Higher APR

Rebalancing between DeFi protocol with RAY (soonTM)

Passive savings

Earn rewards from pool activity and rising liquidity